Singapore Bank Holidays 2025
Banking Services & Financial Operations Calendar
🏦 Banking Services Overview
⚠️ Important Reminders
- •Plan ahead for salary payments and bill payments
- •International transfers may face additional delays
- •Stock up on cash before long holiday weekends
- •Mobile deposits may take longer to process
Banking Services During Holidays
💳 ATM Availability
ATMs typically remain operational during bank holidays, though availability may vary by location.
💻 Online Banking
Online and mobile banking services usually continue to function, but customer support may be limited.
🌍 International Transfers
International transfers initiated on bank holidays are processed on the next business day.
📄 Check Clearing Delays
Check deposits may face additional delays when processed before or during bank holidays.
🔄 Cross-Border Banking Implications
Bank holidays in this country may affect international transactions and currency exchanges.
Upcoming Bank Holidays
National Day
Saturday, August 9, 2025
Commemorates Singapore's independence in 1965
Deepavali
Monday, October 20, 2025
Festival of Lights celebrated by Hindus
Diwali
Monday, October 20, 2025
Hindu festival of lights
Deepavali In Lieu
Tuesday, October 21, 2025
Holiday in lieu as Deepavali falls on Monday
Christmas Day
Thursday, December 25, 2025
Celebrates the birth of Jesus Christ
💡 Holiday Banking Tips
Before a Bank Holiday:
- ✓Withdraw sufficient cash for the holiday period
- ✓Submit time-sensitive transfers 2-3 days early
- ✓Deposit checks well in advance
- ✓Set up automatic payments to avoid late fees
During Bank Holidays:
- ✓Use online banking for balance checks
- ✓Find 24/7 ATMs in convenience stores
- ✓Keep emergency hotline numbers handy
- ✓Avoid large cash transactions if possible
Understanding Bank Holidays in Singapore
Bank holidays in Singapore significantly impact financial operations and banking services. While physical bank branches close their doors, the implications extend far beyond simple closures. Understanding how these holidays affect various banking services can help individuals and businesses plan their financial activities more effectively.
Impact on Different Banking Services
During bank holidays in Singapore, electronic banking systems continue to function, but transaction processing is suspended. This means that while you can access your account, view balances, and even initiate transfers through online or mobile banking, these transactions won't be processed until the next business day. This delay particularly affects time-sensitive payments such as wire transfers, direct deposits, and bill payments.
International Banking Considerations
For international businesses and individuals dealing with cross-border transactions, Singapore bank holidays create additional complexity. When banks in Singapore are closed, international wire transfers cannot be completed, even if banks in the destination country are open. This is particularly important for forex traders, international businesses, and anyone sending money abroad.
Planning Around Bank Holidays
Effective financial planning requires awareness of upcoming bank holidays. Businesses should maintain a calendar of bank holidays to ensure payroll processing, supplier payments, and customer transactions are scheduled appropriately. Individual consumers should plan cash withdrawals, check deposits, and important transfers well in advance of holiday periods.
The 2025 bank holiday calendar for Singapore includes 19 days when banking services are limited or unavailable. By understanding the specific impacts of each holiday and planning accordingly, both businesses and individuals can minimize disruptions to their financial activities.